With the season of trick-or-treating and Halloween mischief approaching, it’s a great time to reassess your home safety and liability insurance to avoid any insurance nightmares. Today, we will discuss what precautions you can take to guarantee visitors don’t get injured on your property, as well as any protection you may need if your home is vandalized. Continue reading Protecting Your Home Against Halloween Mischief
Author: Safeside Insurance
How Insurance Changes When Downsizing Your Home
Thinking about downsizing can feel like a really big step, but it’s an exciting chance to rethink what you really need in a home. Whether you are moving out of your parents’ home into your first apartment or from a family home to a retirement condo, there are several important aspects to keep in mind. In this blog, we will walk you through how insurance changes when downsizing your home and guide you through taking a new home inventory, assessing changes in liabilities, and determining whom it needs to cover. Continue reading How Insurance Changes When Downsizing Your Home
Does Your Renters Insurance Cover Roommates?
Renting with friends is exciting, but it is vital not to let the new change overshadow the importance of protecting yourself in your new home. Know the steps to give yourself the coverage you need—from talking to your roommates about their needs to taking a home inventory—whether that’s if renters insurance covers your roommates or creating your own coverage personalized to you. Continue reading Does Your Renters Insurance Cover Roommates?
What Factors into an Insurance Quote?
When you’re shopping for insurance, one of the first things you’ll do is get a quote. But what exactly goes into determining that number? Insurance companies consider a variety of factors when calculating a quote, each of which helps assess the level of risk you pose as a policyholder. Understanding these factors can give you a better idea of what to expect and how you might be able to lower your premium. Let’s break down the key elements that influence an insurance quote. Continue reading What Factors into an Insurance Quote?
Debunking Common Auto Insurance Myths
Auto insurance is a vital part of car ownership, providing financial protection in case of accidents or other incidents. However, there are many myths surrounding car insurance that can lead to misunderstandings and poor decision-making. In this blog, we’ll debunk three common auto insurance myths and set the record straight. Continue reading Debunking Common Auto Insurance Myths
Summer Home Fire Safety: At-Home Risks
Summer is a time for outdoor fun, barbecues, and enjoying the warm weather, but it also brings increased risks of home fires. From man-made hazards like BBQs and firepits to seasonally higher temperatures, it’s crucial to be prepared and take preventive measures. This blog will cover essential summer home fire safety tips and highlight how insurance can protect you against fire-related damages. Continue reading Summer Home Fire Safety: At-Home Risks
Attractive Nuisances and Your Liability Insurance
Homeownership comes with many responsibilities, including ensuring the safety of others on your property. Certain features, known as “attractive nuisances,” can pose significant risks, particularly to children, including those who trespass. Understanding what these are and how to protect against related liabilities is crucial. This blog will review common attractive nuisances and explain how liability insurance and additional umbrella coverage can safeguard you. Continue reading Attractive Nuisances and Your Liability Insurance
Whole Life Insurance and Term Life Insurance: What’s the Difference?
Life insurance is a critical part of a sound financial plan, offering peace of mind and financial security for your loved ones. However, choosing the right type can be confusing. This blog will help you understand the key differences between whole life and term life insurance, compare their benefits, and provide insights into complementary insurance options. Continue reading Whole Life Insurance and Term Life Insurance: What’s the Difference?
What Insurance Covers Car Break-Ins and Theft?
Car break-ins and theft are unfortunate realities that many vehicle owners may face. Knowing what types of insurance can protect you against these risks is crucial. This blog will guide you through the essential aspects of car break-in and theft coverage, focusing on comprehensive car insurance, renters, and homeowners insurance. Continue reading What Insurance Covers Car Break-Ins and Theft?
Event Insurance or Umbrella Insurance for Liability Coverage?
If you’ve got a big event coming up, you’re doing a lot of planning. Beyond picking out the menu and breaking out the decorations, you might be thinking about the welfare of your guests, including what might happen in an accident. That focus on liabilities might convince you to invest in insurance to help, but what kind? Today, we’re looking at event insurance and umbrella insurance for liability coverage: which is most useful under what circumstances and how they work. Continue reading Event Insurance or Umbrella Insurance for Liability Coverage?
