What Policies Should You Bundle with Renters Insurance?

Whether it’s an apartment or house, if you’ve signed a lease, renters insurance is a vital part of your protections for possessions. And while getting the right policy with the right coverage should be first and foremost, making sure you’ve got the right additional coverage—from other policies, endorsements, and changes to premiums and deductibles—is also crucial. Learn what policies you should bundle with your renters insurance to get the most out of all of them and the right coverage for your needs. Continue reading What Policies Should You Bundle with Renters Insurance?

Taking a Home Inventory for Your Homeowners Insurance

Whether you’re a first-time homebuyer or have been in your current house for years, you know you should have a home inventory. We build up a lot of possessions over years of hobbies, families, and needs. But right now is the best time to get started on taking a home inventory: not just for the peace of mind that comes with knowing you’ve got everything covered, but also making sure you’ve got the right homeowners insurance coverage. Continue reading Taking a Home Inventory for Your Homeowners Insurance

Renters Insurance and Theft: How to Prepare & Claim

We all know that sickening feeling when you find an empty bike rack, broken window, or something suspiciously missing after a party. Theft, especially in the shared spaces that occur in apartment situations, might feel unavoidable—but it can be planned for. Learn about how renters insurance and theft interact, get a plan together to better protect your property, and learn how to file a claim if the worst does occur. Continue reading Renters Insurance and Theft: How to Prepare & Claim

The Importance of Customizing Your Homeowners Insurance

From the building itself to the things you own and those you share it with, your home is unique. So why isn’t your homeowner’s insurance? Whether you’re shopping for your first policy or dissatisfied with your current one, it’s important to know what you might be missing within one-size-fits-all policies or just meeting the bare minimum requirements for your HOA or mortgage. Learn more about what might be lacking from your current coverage and the importance of customizing your homeowner’s insurance – including why to use an independent insurance company. Continue reading The Importance of Customizing Your Homeowners Insurance