Whether you’re heading out for a weekend road trip or an extended summer vacation, leaving your home unoccupied comes with more risk than most homeowners expect. From unnoticed water leaks to break-ins or electrical issues, even a few days away can open the door to costly damage or insurance complications. In this blog, we’ll walk through five practical tips to protect your home while you’re away and how the right homeowner’s insurance can help you stay covered, even when you’re not around. Continue reading Protecting Your Home While You’re Away: Insurance Tips for Travelers
Author: Safeside Insurance
How Life Insurance Fits Into Your Long-Term Financial Plan
Whether you’re building wealth, supporting a family, or planning for retirement, a strong financial strategy isn’t complete without life insurance. It’s one of the most important tools for protecting the people and goals that matter most. In this blog, we’ll highlight why life insurance plays a key role in long-term planning and how to budget for it in a way that supports your unique financial future. Continue reading How Life Insurance Fits Into Your Long-Term Financial Plan
Liability Insurance and Summer Celebrations: What Homeowners Need to Know
Whether you’re hosting a Memorial Day party, a graduation celebration, or just a backyard get-together, inviting guests onto your property comes with more responsibility than most people realize. A slip near the pool, a broken railing, or an unexpected mishap can quickly turn into an expensive problem—especially if someone gets hurt. In this blog, we’ll dive into how liability insurance can help protect you during summer celebrations and what steps you can take to stay prepared. Continue reading Liability Insurance and Summer Celebrations: What Homeowners Need to Know
Why You Should Review Your Auto Insurance Before Buying a New Car
You’ve found the car. You’ve negotiated the price. You’re ready to drive off the lot. But there’s one more step that could save you from expensive mistakes: reviewing your auto insurance. A new car means new coverage needs—and assuming your current policy is “good enough” can leave you exposed. In this blog, we’ll dive into why Massachusetts drivers should always review their auto insurance before buying a new vehicle and what to check before you sign the paperwork. Continue reading Why You Should Review Your Auto Insurance Before Buying a New Car
New Lease, New Risks: Renter’s Insurance
Whether you’re heading off campus, signing a lease for a new job, or upgrading your space, there’s one important step many renters forget: protecting what’s inside. From laptops and textbooks to furniture and everyday essentials, your belongings can add up quickly—and so can the cost to replace them if something goes wrong. In this blog, we’ll dive into the basics of renter’s insurance and how it can help protect you in situations involving theft, liability, and property damage. Continue reading New Lease, New Risks: Renter’s Insurance
Protecting Your Assets with Umbrella Insurance
A growing family. A new car in the driveway. A successful career or a new investment property. As your life changes, your risks do too—but many people forget to update their insurance along the way. That’s where umbrella insurance comes in. In this blog, we’ll dive into what umbrella insurance is, who needs it, and how it adds an extra layer of protection when your standard coverage runs out. Continue reading Protecting Your Assets with Umbrella Insurance
Spring Cleaning: Keeping Records for Insurance Claims
Spring cleaning isn’t just about decluttering closets and dusting shelves—it’s also the perfect time to take proactive steps to protect your home. From making small repairs to updating your home inventory list, a little effort now can save you from major headaches in the future. In this blog, we’ll go over how documenting repairs, upgrading security measures, and how keeping records for insurance claims can help simplify insurance claims and ensure you’re prepared for the unexpected.
Spring Cleaning and Home Improvements
Beyond the usual tidying up and disposing of clutter, spring is a great time to tackle the home maintenance projects you’ve been putting off this cold winter season. Here are some simple home improvement tasks you can work on to help you stay ahead of any potential home issues and complicated insurance claims.
- Exterior Home Maintenance. Checking your roof for small leaks, cleaning gutters, repairing missing fence panels, and inspecting your walkways and stairs are all small tasks that can protect you against hefty insurance claims or liability issues.
- Interior Home Maintenance. Deep cleaning of major appliances, inspecting for leaks, and testing smoke alarms and carbon monoxide detectors can catch any significant repairs or health concerns early, minimizing potential damage.
- Improving Security. Improving your home with new locks and security systems will help keep your home safe and potentially decrease insurance payments.
- Home Inventory and Documentation. Gathering important documents and updating your home inventory with any large purchases will help streamline any claims you may need to file.
Keeping Records for Insurance Claims
Keeping records of any upgrades, projects, or purchases you’ve made is key in creating simple insurance claims. Not only will this demonstrate to your insurance company that you’re committed to maintaining your property, but you’ll also have all the detailed information for any claims you may need to submit. Here are some key pieces of information to keep track of:
- Save all paperwork regarding purchases for materials and labor, as well as any contracts with repair services.
- Warranties and Guarantees. Ensure you won’t be paying out of pocket for an item that has existing coverage.
- Take photos and videos of any damages that have been repaired, along with organized time stamps and dates.
- Improvement Log. Keep a general log of all improvements with clear descriptions and costs.
Have questions or need guidance? At the Safeside Insurance Agency, we strive to serve all our customers with the right service at the right price. Whether you’re unsure where to start your documentation or simply need assistance reviewing your current policy, we’re here to help. Call us today at (508) 753-8862 or visit our website here, and let us guide you in finding the perfect plan tailored to your needs.
3 Common Homeowner’s Insurance Mistakes
A leaky pipe. An outdated policy. A roof that hasn’t been inspected in years. These may not seem urgent, but when you’re dealing with a denied claim or costly repairs, you’ll wish you took proactive steps to make sure you’re protected. Homeowner’s insurance serves as a safety net, but only if you do your part. In this blog, we’ll go over 3 common homeowner’s insurance mistakes and what steps you can take to stay ahead. Continue reading 3 Common Homeowner’s Insurance Mistakes
How to Choose the Best Life Insurance Policy for Your Family
Do you have a life insurance policy? If you don’t, it’s time to begin thinking about how you can adjust your financial planning to reflect your family’s long-term security. Life insurance isn’t about covering expenses—it’s about ensuring your loved ones are financially protected if something happens to you. In this blog, we’ll dive into what you should consider when customizing your life insurance and when you should review your policy. Continue reading How to Choose the Best Life Insurance Policy for Your Family
What to Know About Auto Insurance Before Your Next Road Trip
With warmer weather approaching, road trip season is almost here! But before you pack your bags and hit the road, take a moment to ensure your auto insurance is road trip ready. A little preparation can help you avoid unexpected setbacks and costly repairs. In this blog, we’ll cover how to handle auto troubles on the road and what steps to take to ensure you’re fully protected before your journey begins.
Continue reading What to Know About Auto Insurance Before Your Next Road Trip
