With the holidays around the corner, it’s time to think about what you need to do to be a good host. While insurance may not be something you think about, having protection for your guests and property can be vital to ensuring things are merry and bright. We’ll also discuss how to prepare not only your insurance for the winter holidays, but also your house and car, so you can focus on what matters. Continue reading Getting Your Insurance Ready for Winter Holidays
Category: Blog
Leaf-Related Property Damage and Your Insurance
In New England, autumn is one of those magical seasons. And while the leaves turning colors has spawned a whole tourism industry, it’s the leaves closer to home you’ll need to watch. As the leaves start to fall this season, as a homeowner, you need to be ready to stop leaf-related property damage before it starts. Learn what to do and how your insurance can help when problems do happen. Continue reading Leaf-Related Property Damage and Your Insurance
Common Life Insurance Myths That Could Put Your Family at Risk
Do you think your employer-provided policy is enough? Or that life insurance is only for older adults? These are some of the most common life insurance myths, and believing them can leave your family financially exposed. In this blog, we’ll break down the misconceptions and show how the right coverage makes all the difference. Continue reading Common Life Insurance Myths That Could Put Your Family at Risk
Does Renters Insurance Cover Guests and Accidents at Your Apartment?
What happens if a guest slips in your apartment, or you accidentally damage their property? Many renters in Massachusetts are surprised to learn that liability coverage, not just personal property protection, can make all the difference. In this blog, we’ll explain how renters insurance covers guests when they are in your home, when additional coverage may be needed, and why it matters as fall gatherings and holidays begin. Continue reading Does Renters Insurance Cover Guests and Accidents at Your Apartment?
Does Your Homeowners Insurance Cover Detached Structures?
You know your house is protected by homeowners insurance, but what about the shed out back, the fence around your yard, or the detached garage where you park your car? Coverage for these structures is often overlooked, and many Massachusetts homeowners do not realize how limited it can be until damage happens. In this blog, we’ll explain how homeowners insurance applies to detached structures, what “other structures coverage” typically includes, and how to make sure every part of your property is fully protected. Continue reading Does Your Homeowners Insurance Cover Detached Structures?
How Traffic Violations Impact Auto Insurance Premiums
A single ticket might feel like a small mistake, but on your auto insurance bill, it can have a lasting impact. In Massachusetts, traffic violations are one of the biggest factors insurers use to calculate your premiums. Even minor infractions can raise rates, and more serious violations may stay on your record for years. In this blog, you’ll learn how traffic violations affect auto insurance premiums in Massachusetts, how long they stay on your driving record, and what steps you can take to keep costs under control. Continue reading How Traffic Violations Impact Auto Insurance Premiums
Life Insurance for Young Families: Why It’s Never Too Early to Start
When you’re young and just starting a family, life insurance might feel like something you can put off. After all, you’re busy building a home, raising children, and managing the day-to-day expenses of family life. But the truth is, life insurance is one of the smartest and most affordable steps you can take early on to protect your family’s future. In this blog, we’ll break down why life insurance is essential for young families, the benefits of starting early, and how to choose a policy that can grow with you over time. Continue reading Life Insurance for Young Families: Why It’s Never Too Early to Start
Understanding Collision and Comprehensive Auto Insurance
The moment you have to file a claim is the moment you find out whether your coverage is enough. For some drivers, that reality comes after a highway accident. For others, it’s a tree branch through the windshield. Collision and comprehensive auto insurance are two types of coverage every driver should understand, because each protects you in different situations. In this blog, we’ll break down what each type of coverage includes and how to choose protection that fits your vehicle. Continue reading Understanding Collision and Comprehensive Auto Insurance
When to Add Umbrella Insurance to Your Financial Plan
Liability risk doesn’t always look like risk. It can show up in everyday moments—hosting a party, adding a teen driver, or owning a home with a pool. And while your standard policies offer some protection, there are times when they may not be enough. In this blog, we’ll go over when it makes sense to add umbrella insurance to your financial plan, especially as your assets and responsibilities start to grow. Continue reading When to Add Umbrella Insurance to Your Financial Plan
Homeowners Insurance vs. Renters Insurance: What’s the Difference?
Owning or renting your home comes with its own unique set of responsibilities and risks. Whether it’s protecting the structure, your personal belongings, or covering liability if someone is injured, having the right coverage is essential to protecting your finances. In this blog, we’ll break down the key differences between homeowners insurance and renters insurance and what each policy covers. Continue reading Homeowners Insurance vs. Renters Insurance: What’s the Difference?
