Homeownership comes with many responsibilities, including ensuring the safety of others on your property. Certain features, known as “attractive nuisances,” can pose significant risks, particularly to children, including those who trespass. Understanding what these are and how to protect against related liabilities is crucial. This blog will review common attractive nuisances and explain how liability insurance and additional umbrella coverage can safeguard you. Continue reading Attractive Nuisances and Your Liability Insurance
Category: Blog
Whole Life Insurance and Term Life Insurance: What’s the Difference?
Life insurance is a critical part of a sound financial plan, offering peace of mind and financial security for your loved ones. However, choosing the right type can be confusing. This blog will help you understand the key differences between whole life and term life insurance, compare their benefits, and provide insights into complementary insurance options. Continue reading Whole Life Insurance and Term Life Insurance: What’s the Difference?
What Insurance Covers Car Break-Ins and Theft?
Car break-ins and theft are unfortunate realities that many vehicle owners may face. Knowing what types of insurance can protect you against these risks is crucial. This blog will guide you through the essential aspects of car break-in and theft coverage, focusing on comprehensive car insurance, renters, and homeowners insurance. Continue reading What Insurance Covers Car Break-Ins and Theft?
Event Insurance or Umbrella Insurance for Liability Coverage?
If you’ve got a big event coming up, you’re doing a lot of planning. Beyond picking out the menu and breaking out the decorations, you might be thinking about the welfare of your guests, including what might happen in an accident. That focus on liabilities might convince you to invest in insurance to help, but what kind? Today, we’re looking at event insurance and umbrella insurance for liability coverage: which is most useful under what circumstances and how they work. Continue reading Event Insurance or Umbrella Insurance for Liability Coverage?
Exploring RMV Alternatives for License Plates
There are many jokes about having to go to the Registry for Motor Vehicles (RMV) in Massachusetts or other states’ equivalent. And while they might be jokes, there’s a nugget of truth to most of them. So, instead of having to drive to the nearest center that’s open and getting in a line, what are your RMV alternatives for license plates? Today, we’re going to highlight how stopping by Safeside Insurance in Worcester saves time and provides a better experience when it comes to new plates, transfers, and renewals. Continue reading Exploring RMV Alternatives for License Plates
How Home Renovations and Homeowners Insurance Interact
Home renovations start as dreams, then become plans, then budgets, a major project happens, and then your home is closer to your dream. But one thing often overlooked in the planning stages is how a home remodel can affect your homeowners insurance—namely, your premiums and what’s covered. There are three primary ways that home renovations and homeowners insurance interact. Let’s go over them below. Continue reading How Home Renovations and Homeowners Insurance Interact
Driving in Rain and Floods in New England
While New England might be best known for its Nor’easter winters and autumn leaf-peeping season, the area—including Massachusetts—is also home to seasonal flooding, with torrential downpours, fall storms, and spring snowmelts. So, when driving in New England, you may also be driving in rain and floods. In this blog, we’re going to look at the risks these pose, provide driving and safety tips, and discuss how Massachusetts’s auto insurance should factor into your drive. Continue reading Driving in Rain and Floods in New England
Insurance Coverage Needed for Renting a House
For those who have just made the transition, renting a house instead of an apartment can be a big change. And it can be a similar jump for switching insurance coverages. In this blog, we’re going to look at renters insurance, what might change when you’re renting a house, helpful tips for better insurance, and gaps in coverage both you and your landlord might need to look at. Continue reading Insurance Coverage Needed for Renting a House
What Life Events Require Increasing Liability Insurance?
We don’t really think a lot about our personal liability or that of the people around us, but there are events in our lives that make us more vulnerable to lawsuits and other legal actions. Today we will focus on when you should look at increasing liability insurance due to personal events in your life. If you’re interested in liability insurance related to a business, see our blog, What Is and Isn’t Covered by Your General Liability Business Insurance? Continue reading What Life Events Require Increasing Liability Insurance?
4 Insurance Tips for First-Time Homebuyers
Congratulations on the house! As both a big investment and a big change in your lives, it’s important to get the right protection and understand how that coverage works. Homeowners insurance is as complicated and varied as the houses it protects, so learning as much as you can before you start shopping around can make sure there aren’t costly mistakes down the line. Learn four helpful insurance tips for first-time homebuyers from your friends at Safeside Insurance! Continue reading 4 Insurance Tips for First-Time Homebuyers
