Getting Your New England Home Ready for Fall

We hope you’re having a great time in New England this fall! It’s a magical time of year, especially for us in New England, as the leaves change color and there is a crispness in the air. However, it also means the clock is ticking to prepare for both fall leaves and the winter freeze for your home. An ounce of prevention right now in the form of home maintenance can help you avoid big problems down the line, so learn all about getting your New England home ready for fall. Continue reading Getting Your New England Home Ready for Fall

What Policies Should You Bundle with Renters Insurance?

Whether it’s an apartment or house, if you’ve signed a lease, renters insurance is a vital part of your protections for possessions. And while getting the right policy with the right coverage should be first and foremost, making sure you’ve got the right additional coverage—from other policies, endorsements, and changes to premiums and deductibles—is also crucial. Learn what policies you should bundle with your renters insurance to get the most out of all of them and the right coverage for your needs. Continue reading What Policies Should You Bundle with Renters Insurance?

Taking a Home Inventory for Your Homeowners Insurance

Whether you’re a first-time homebuyer or have been in your current house for years, you know you should have a home inventory. We build up a lot of possessions over years of hobbies, families, and needs. But right now is the best time to get started on taking a home inventory: not just for the peace of mind that comes with knowing you’ve got everything covered, but also making sure you’ve got the right homeowners insurance coverage. Continue reading Taking a Home Inventory for Your Homeowners Insurance

What RV Insurance Do I Need When Camping?

Whether you’ve just bought your first recreational vehicle or you’re an old hat at RVs, when you take your motorhome out into the great outdoors to live in, you effectively have a home and car in one! And it needs to be insured like one. Learn more about how the different kinds of RV insurance interact with each other, your vehicle, and the possible scenarios you’ll need coverage for when you set up your motorhome or similar vehicle or trailer when camping. Continue reading What RV Insurance Do I Need When Camping?

Renters Insurance and Theft: How to Prepare & Claim

We all know that sickening feeling when you find an empty bike rack, broken window, or something suspiciously missing after a party. Theft, especially in the shared spaces that occur in apartment situations, might feel unavoidable—but it can be planned for. Learn about how renters insurance and theft interact, get a plan together to better protect your property, and learn how to file a claim if the worst does occur. Continue reading Renters Insurance and Theft: How to Prepare & Claim

Your Homeowners Insurance and Summer Fun

We hope you’re having a great summer! Now’s a great time to reconnect with friends and family and get the most out of your outdoor spaces for parties, events, or just a little time in the pool. However, all these events and guests at your place also increase the chance of accidents and injury. It’s important to understand how your homeowners insurance and summer fun interact, where the risks are, and how you can improve your protection. Continue reading Your Homeowners Insurance and Summer Fun

What Is and Isn’t Covered by Your General Liability Business Insurance?

With a business comes business insurance, the most basic of which is the Business Owners Policy or BOP insurance. In that insurance are three major parts: one protects your assets (Business Property Insurance), one protects your income (Business Income Insurance), and the third protects your liabilities. This third, General Liability Business Insurance, is considered a form of comprehensive commercial liability insurance, but it’s important to understand the gaps that might exist for your business. Continue reading What Is and Isn’t Covered by Your General Liability Business Insurance?

Auto Accidents Not Covered Under Standard MA Car Insurance

Auto insurance is party of owning and driving a car, but not all auto insurance is the same. As insurance agents, we’ve talked with clients and walked through many accidents—including the ones they didn’t have coverage for. Today we want to give the same advice to you we give to those clients—to know what kinds of auto accidents not covered by standard insurance and what you should know and can do about it when it comes to insurance coverage. Continue reading Auto Accidents Not Covered Under Standard MA Car Insurance

Renting Your Second Apartment: Getting Better Renters Insurance

When we move apartments, we always say how we’ll “do things right” this time and make changes for a better living situation. Hopefully, everything goes smoothly: no damaged furniture during the move, a great new space, and a better environment for your needs. But something is missing: when you rented your first apartment, how was your renters insurance? Today we’re going to talk about how for renting your second apartment your renters insurance can fill the gaps you did (and didn’t!) know about. Continue reading Renting Your Second Apartment: Getting Better Renters Insurance