Every industry has its own challenges, and sometimes it’s those hurdles we don’t see that can hurt the bottom line the most. If you’ve got a cookie-cutter policy for your business in Massachusetts, you might have gaps in your coverage from either an industry standpoint or your unique situation. Learn more about the different types of needed insurance for MA small businesses and when it’s time to review your existing coverage with the experts. Continue reading The Different Types of Needed Insurance for MA Small Businesses
Category: Business Insurance
Reviewing Your Current Insurance in the New Year
A new year means a lot of different things to a lot of different people. New personal or financial goals, dealing with new purchases from the holidays, or a new business year. Regardless of your situation or plans, one thing everyone should do in the new year is revisit their insurance. Whether it’s homeowners, renters, auto, or business policies, reviewing your current insurance alongside your ambitions for this year is the first step to meeting your resolutions. Continue reading Reviewing Your Current Insurance in the New Year
What Is and Isn’t Covered by Your General Liability Business Insurance?
With a business comes business insurance, the most basic of which is the Business Owners Policy or BOP insurance. In that insurance are three major parts: one protects your assets (Business Property Insurance), one protects your income (Business Income Insurance), and the third protects your liabilities. This third, General Liability Business Insurance, is considered a form of comprehensive commercial liability insurance, but it’s important to understand the gaps that might exist for your business. Continue reading What Is and Isn’t Covered by Your General Liability Business Insurance?
Business Insurance: What Happens to a Business During an Emergency?
No one ever wants an emergency to happen to their business—but that doesn’t mean they don’t plan for it. Whether an incident occurs due to liability, damage, or disaster, it can have profound effects on your business in both the short and long term. Today we’re going to look at the consequences of such emergencies—like having to go to court or temporarily close or relocate your business—and how a good plan (and good insurance) can help. Continue reading Business Insurance: What Happens to a Business During an Emergency?
When Does Your Business Need New Insurance?
As your business changes, your business insurance needs to change alongside it. While a cookie-cutter business owner’s policy might work for a static business, as the company grows in both terms of size and services, you can leave open large gaps in both required insurance and liabilities to your business. In this blog, we’re going to go over the three most common scenarios a business might undergo that could require changes to existing policies or the addition of whole new insurance types. Continue reading When Does Your Business Need New Insurance?
A Guide to Small Business Insurance for MA
Whether you’re an entrepreneur working out of a spare room at home, a generational mom-and-pop shop, or a bustling 50+ workforce in rented commercial property, you need small business insurance. For over 30 years, we’ve been helping small businesses in Massachusetts match their unique companies with customized commercial insurance, meeting the required insurances in MA and full coverage for their specific situations and industries. See what we recommend below to get started! Continue reading A Guide to Small Business Insurance for MA
