Spring cleaning isn’t just about decluttering closets and dusting shelves—it’s also the perfect time to take proactive steps to protect your home. From making small repairs to updating your home inventory list, a little effort now can save you from major headaches in the future. In this blog, we’ll go over how documenting repairs, upgrading security measures, and how keeping records for insurance claims can help simplify insurance claims and ensure you’re prepared for the unexpected.
Spring Cleaning and Home Improvements
Beyond the usual tidying up and disposing of clutter, spring is a great time to tackle the home maintenance projects you’ve been putting off this cold winter season. Here are some simple home improvement tasks you can work on to help you stay ahead of any potential home issues and complicated insurance claims.
- Exterior Home Maintenance. Checking your roof for small leaks, cleaning gutters, repairing missing fence panels, and inspecting your walkways and stairs are all small tasks that can protect you against hefty insurance claims or liability issues.
- Interior Home Maintenance. Deep cleaning of major appliances, inspecting for leaks, and testing smoke alarms and carbon monoxide detectors can catch any significant repairs or health concerns early, minimizing potential damage.
- Improving Security. Improving your home with new locks and security systems will help keep your home safe and potentially decrease insurance payments.
- Home Inventory and Documentation. Gathering important documents and updating your home inventory with any large purchases will help streamline any claims you may need to file.
Keeping Records for Insurance Claims
Keeping records of any upgrades, projects, or purchases you’ve made is key in creating simple insurance claims. Not only will this demonstrate to your insurance company that you’re committed to maintaining your property, but you’ll also have all the detailed information for any claims you may need to submit. Here are some key pieces of information to keep track of:
- Save all paperwork regarding purchases for materials and labor, as well as any contracts with repair services.
- Warranties and Guarantees. Ensure you won’t be paying out of pocket for an item that has existing coverage.
- Take photos and videos of any damages that have been repaired, along with organized time stamps and dates.
- Improvement Log. Keep a general log of all improvements with clear descriptions and costs.
Have questions or need guidance? At the Safeside Insurance Agency, we strive to serve all our customers with the right service at the right price. Whether you’re unsure where to start your documentation or simply need assistance reviewing your current policy, we’re here to help. Call us today at (508) 753-8862 or visit our website here, and let us guide you in finding the perfect plan tailored to your needs.
