Driving in Rain and Floods in New England

While New England might be best known for its Nor’easter winters and autumn leaf-peeping season, the area—including Massachusetts—is also home to seasonal flooding, with torrential downpours, fall storms, and spring snowmelts. So, when driving in New England, you may also be driving in rain and floods. In this blog, we’re going to look at the risks these pose, provide driving and safety tips, and discuss how Massachusetts’s auto insurance should factor into your drive. Continue reading Driving in Rain and Floods in New England

What Affects the Cost of Your Car Insurance Premiums?

What goes into premium cost changes for your automotive insurance after a claim, a life event, or a yearly increase? It’s essential to understand the various factors at play, what drives them, and the things you can and cannot control that can cause increases or decreases in the cost of your car insurance premiums. Today, we will look at everything from the top down on situations, life choices, and driving habits so you can make better buying and driving choices when it comes to insurance. Continue reading What Affects the Cost of Your Car Insurance Premiums?

Reviewing Your Current Insurance in the New Year

A new year means a lot of different things to a lot of different people. New personal or financial goals, dealing with new purchases from the holidays, or a new business year. Regardless of your situation or plans, one thing everyone should do in the new year is revisit their insurance. Whether it’s homeowners, renters, auto, or business policies, reviewing your current insurance alongside your ambitions for this year is the first step to meeting your resolutions. Continue reading Reviewing Your Current Insurance in the New Year

Preparing Your Car and Home for Winter in New England

Even in New England, winter weather can sneak up on you, especially with the often milder fall days. But when it does hit—especially that first Nor’easter blizzard—if you’re unaware, your home and car are often the first to suffer for it. Whether you suddenly find an ice dam forming on your roof or are stuck in your car during a storm, learn how to mitigate the risks by preparing your car and home for winter when it strikes in Massachusetts. Continue reading Preparing Your Car and Home for Winter in New England

What Policies Should You Bundle with Renters Insurance?

Whether it’s an apartment or house, if you’ve signed a lease, renters insurance is a vital part of your protections for possessions. And while getting the right policy with the right coverage should be first and foremost, making sure you’ve got the right additional coverage—from other policies, endorsements, and changes to premiums and deductibles—is also crucial. Learn what policies you should bundle with your renters insurance to get the most out of all of them and the right coverage for your needs. Continue reading What Policies Should You Bundle with Renters Insurance?

What RV Insurance Do I Need When Camping?

Whether you’ve just bought your first recreational vehicle or you’re an old hat at RVs, when you take your motorhome out into the great outdoors to live in, you effectively have a home and car in one! And it needs to be insured like one. Learn more about how the different kinds of RV insurance interact with each other, your vehicle, and the possible scenarios you’ll need coverage for when you set up your motorhome or similar vehicle or trailer when camping. Continue reading What RV Insurance Do I Need When Camping?

Auto Accidents Not Covered Under Standard MA Car Insurance

Auto insurance is party of owning and driving a car, but not all auto insurance is the same. As insurance agents, we’ve talked with clients and walked through many accidents—including the ones they didn’t have coverage for. Today we want to give the same advice to you we give to those clients—to know what kinds of auto accidents not covered by standard insurance and what you should know and can do about it when it comes to insurance coverage. Continue reading Auto Accidents Not Covered Under Standard MA Car Insurance

When Should You (And Shouldn’t You) Be Bundling Insurance?

Insurance bundling isn’t a new concept—getting your various types of insurance (homeowners, auto, etc.) from the same company makes both your and your insurance provider’s life easier. Beyond the usual discount incentive, bundling insurance simplifies your logistics—things like paying bills, keeping records, and filing claims are easier. But there are times bundling insurance isn’t going to be in your best interests, especially if the savings come at the cost of quality coverage. Continue reading When Should You (And Shouldn’t You) Be Bundling Insurance?