Insurance bundling isn’t a new concept—getting your various types of insurance (homeowners, auto, etc.) from the same company makes both your and your insurance provider’s life easier. Beyond the usual discount incentive, bundling insurance simplifies your logistics—things like paying bills, keeping records, and filing claims are easier. But there are times bundling insurance isn’t going to be in your best interests, especially if the savings come at the cost of quality coverage. Continue reading When Should You (And Shouldn’t You) Be Bundling Insurance?
Category: Blog
What Homeowners Insurance in Massachusetts Should You Have?
Whether you’re new to Massachusetts or looking to cover all your bases with a better homeowners policy, it’s important to know the local risks and insurance options available to you here in MA. While homeowners insurance in Massachusetts isn’t required, almost all property owners have policies that cover their homes and the belongings within—doesn’t it make sense to ensure you’ve fully covered all of this in the most common events and natural disasters? Continue reading What Homeowners Insurance in Massachusetts Should You Have?
Picking the Right Insurance Premiums and Deductibles for Your Situation
Every person is unique; shouldn’t their insurance match their situation? Often when we talk to people about their past experiences with insurance, it comes down to money: how much they paid and how it repaid them when they needed it. These two parts of insurance have two major components that impact how we see them: insurance premiums and deductibles. Today we want to talk about the missteps many make with their policies in regard to these two options and what they can do about it. Continue reading Picking the Right Insurance Premiums and Deductibles for Your Situation
Business Insurance: What Happens to a Business During an Emergency?
No one ever wants an emergency to happen to their business—but that doesn’t mean they don’t plan for it. Whether an incident occurs due to liability, damage, or disaster, it can have profound effects on your business in both the short and long term. Today we’re going to look at the consequences of such emergencies—like having to go to court or temporarily close or relocate your business—and how a good plan (and good insurance) can help. Continue reading Business Insurance: What Happens to a Business During an Emergency?
Does My Car Insurance Protect Against Snow and Ice Damage?
While Massachusetts is known for outstanding plowing during snowing in most cities and townships, there’s still a lot of snow and ice that those Nor’easters can drop on us. These situations can impact our vehicles in many ways. Sometimes that’ll mean a long commute or having to dig out a car—but sometimes those impacts are quite literal, causing costs to the car, property, or even people. When those costs occur due to snow and ice damage, will your insurance cover it? Let’s find out. Continue reading Does My Car Insurance Protect Against Snow and Ice Damage?
New England Winter Damage and Your Home
It’s that time of the year when the Nor’easters of Massachusetts and surrounding states start grudgingly to give up ground to spring thaws—and that means it’s also time to assess the New England winter damage to your home. Some are dramatic and sudden, such as fallen trees and ice dams, others might not be apparent unless you’re looking for them or after the thaw happens. Below are common winter issues with homes, how to deal with them, and how homeowners insurance helps. Continue reading New England Winter Damage and Your Home
What to Know About Renters Insurance Before You Sign the Lease
Whether it’s your first lease or not, before you sign on the dotted line with your landlord, it’s important to take stock of a few things. And we’re not talking about just dealing with the moving truck or making sure you’ve got enough boxes, nor just mail forwarding and changing addresses; we’re talking about protecting everything you’re moving and yourself. Regardless of if you have a current policy or you’re in the market for one, learn what you need to know about renters insurance before you sign the lease. Continue reading What to Know About Renters Insurance Before You Sign the Lease
What Is Umbrella Insurance (and Why Should I Bundle It)?
Did you have an insurance policy fail on you? Be it a gap in your coverage, hitting payout limits, or an issue of liability, there’s a policy that more and more Americans are bundling with their existing insurance policies: umbrella insurance. This inexpensive insurance fills the gaps that other insurance leaves behind when it comes to liability. Today we’re going to answer the question: “What is umbrella insurance?” and discuss how you can bundle it with your other policies to enhance your coverage. Continue reading What Is Umbrella Insurance (and Why Should I Bundle It)?
When Does Your Business Need New Insurance?
As your business changes, your business insurance needs to change alongside it. While a cookie-cutter business owner’s policy might work for a static business, as the company grows in both terms of size and services, you can leave open large gaps in both required insurance and liabilities to your business. In this blog, we’re going to go over the three most common scenarios a business might undergo that could require changes to existing policies or the addition of whole new insurance types. Continue reading When Does Your Business Need New Insurance?
What Do You Need to Get New License Plates in MA?
Did you know that Massachusetts was the first US state to issue license plates, way back in 1903? However, the vehicles and the paperwork behind them have only gotten more complicated since then. Getting new license plates, either for an existing car or a new purchase, requires several things. Today, we’re going to go over all the things you’ll need to get a new license plate in MA, from the paperwork you’ll need ahead of time to the auto insurance you’ll need to buy. Continue reading What Do You Need to Get New License Plates in MA?
