We all know that sickening feeling when you find an empty bike rack, broken window, or something suspiciously missing after a party. Theft, especially in the shared spaces that occur in apartment situations, might feel unavoidable—but it can be planned for. Learn about how renters insurance and theft interact, get a plan together to better protect your property, and learn how to file a claim if the worst does occur. Continue reading Renters Insurance and Theft: How to Prepare & Claim
Category: Blog
Your Homeowners Insurance and Summer Fun
We hope you’re having a great summer! Now’s a great time to reconnect with friends and family and get the most out of your outdoor spaces for parties, events, or just a little time in the pool. However, all these events and guests at your place also increase the chance of accidents and injury. It’s important to understand how your homeowners insurance and summer fun interact, where the risks are, and how you can improve your protection. Continue reading Your Homeowners Insurance and Summer Fun
What Is and Isn’t Covered by Your General Liability Business Insurance?
With a business comes business insurance, the most basic of which is the Business Owners Policy or BOP insurance. In that insurance are three major parts: one protects your assets (Business Property Insurance), one protects your income (Business Income Insurance), and the third protects your liabilities. This third, General Liability Business Insurance, is considered a form of comprehensive commercial liability insurance, but it’s important to understand the gaps that might exist for your business. Continue reading What Is and Isn’t Covered by Your General Liability Business Insurance?
Auto Accidents Not Covered Under Standard MA Car Insurance
Auto insurance is party of owning and driving a car, but not all auto insurance is the same. As insurance agents, we’ve talked with clients and walked through many accidents—including the ones they didn’t have coverage for. Today we want to give the same advice to you we give to those clients—to know what kinds of auto accidents not covered by standard insurance and what you should know and can do about it when it comes to insurance coverage. Continue reading Auto Accidents Not Covered Under Standard MA Car Insurance
Renting Your Second Apartment: Getting Better Renters Insurance
When we move apartments, we always say how we’ll “do things right” this time and make changes for a better living situation. Hopefully, everything goes smoothly: no damaged furniture during the move, a great new space, and a better environment for your needs. But something is missing: when you rented your first apartment, how was your renters insurance? Today we’re going to talk about how for renting your second apartment your renters insurance can fill the gaps you did (and didn’t!) know about. Continue reading Renting Your Second Apartment: Getting Better Renters Insurance
When Should You (And Shouldn’t You) Be Bundling Insurance?
Insurance bundling isn’t a new concept—getting your various types of insurance (homeowners, auto, etc.) from the same company makes both your and your insurance provider’s life easier. Beyond the usual discount incentive, bundling insurance simplifies your logistics—things like paying bills, keeping records, and filing claims are easier. But there are times bundling insurance isn’t going to be in your best interests, especially if the savings come at the cost of quality coverage. Continue reading When Should You (And Shouldn’t You) Be Bundling Insurance?
What Homeowners Insurance in Massachusetts Should You Have?
Whether you’re new to Massachusetts or looking to cover all your bases with a better homeowners policy, it’s important to know the local risks and insurance options available to you here in MA. While homeowners insurance in Massachusetts isn’t required, almost all property owners have policies that cover their homes and the belongings within—doesn’t it make sense to ensure you’ve fully covered all of this in the most common events and natural disasters? Continue reading What Homeowners Insurance in Massachusetts Should You Have?
Picking the Right Insurance Premiums and Deductibles for Your Situation
Every person is unique; shouldn’t their insurance match their situation? Often when we talk to people about their past experiences with insurance, it comes down to money: how much they paid and how it repaid them when they needed it. These two parts of insurance have two major components that impact how we see them: insurance premiums and deductibles. Today we want to talk about the missteps many make with their policies in regard to these two options and what they can do about it. Continue reading Picking the Right Insurance Premiums and Deductibles for Your Situation
Business Insurance: What Happens to a Business During an Emergency?
No one ever wants an emergency to happen to their business—but that doesn’t mean they don’t plan for it. Whether an incident occurs due to liability, damage, or disaster, it can have profound effects on your business in both the short and long term. Today we’re going to look at the consequences of such emergencies—like having to go to court or temporarily close or relocate your business—and how a good plan (and good insurance) can help. Continue reading Business Insurance: What Happens to a Business During an Emergency?
Does My Car Insurance Protect Against Snow and Ice Damage?
While Massachusetts is known for outstanding plowing during snowing in most cities and townships, there’s still a lot of snow and ice that those Nor’easters can drop on us. These situations can impact our vehicles in many ways. Sometimes that’ll mean a long commute or having to dig out a car—but sometimes those impacts are quite literal, causing costs to the car, property, or even people. When those costs occur due to snow and ice damage, will your insurance cover it? Let’s find out. Continue reading Does My Car Insurance Protect Against Snow and Ice Damage?
