Did you have an insurance policy fail on you? Be it a gap in your coverage, hitting payout limits, or an issue of liability, there’s a policy that more and more Americans are bundling with their existing insurance policies: umbrella insurance. This inexpensive insurance fills the gaps that other insurance leaves behind when it comes to liability. Today we’re going to answer the question: “What is umbrella insurance?” and discuss how you can bundle it with your other policies to enhance your coverage. Continue reading What Is Umbrella Insurance (and Why Should I Bundle It)?
Author: Safeside Insurance
When Does Your Business Need New Insurance?
As your business changes, your business insurance needs to change alongside it. While a cookie-cutter business owner’s policy might work for a static business, as the company grows in both terms of size and services, you can leave open large gaps in both required insurance and liabilities to your business. In this blog, we’re going to go over the three most common scenarios a business might undergo that could require changes to existing policies or the addition of whole new insurance types. Continue reading When Does Your Business Need New Insurance?
What Do You Need to Get New License Plates in MA?
Did you know that Massachusetts was the first US state to issue license plates, way back in 1903? However, the vehicles and the paperwork behind them have only gotten more complicated since then. Getting new license plates, either for an existing car or a new purchase, requires several things. Today, we’re going to go over all the things you’ll need to get a new license plate in MA, from the paperwork you’ll need ahead of time to the auto insurance you’ll need to buy. Continue reading What Do You Need to Get New License Plates in MA?
Holiday Parties and Homeowners Insurance
‘Tis the season to be jolly! And while you’re decking the halls and anticipating that upcoming holiday party, it’s also a good time to review the protections you have for your home and guests with your homeowners insurance. We all want to be good hosts, anticipate needs, and make sure our guests are safe This requires an understanding of what your homeowners insurance policy does (and does not) cover and how you can help keep the holidays accident free. Continue reading Holiday Parties and Homeowners Insurance
What is Liability? Understanding Insurance and Risk
When looking at insurance – almost any type of insurance – you’ll see the word liability. It’s at the core of what insurance is for, the paying of costs incurred by the policyholder that is covered under the policy – that’s what liability is: something a person (or company) owes another. But what does it mean in the context of common insurance? And what does it mean to the larger concept of risk in insurance? Today we’re going to answer these questions, including some helpful examples. Continue reading What is Liability? Understanding Insurance and Risk
A Guide to Small Business Insurance for MA
Whether you’re an entrepreneur working out of a spare room at home, a generational mom-and-pop shop, or a bustling 50+ workforce in rented commercial property, you need small business insurance. For over 30 years, we’ve been helping small businesses in Massachusetts match their unique companies with customized commercial insurance, meeting the required insurances in MA and full coverage for their specific situations and industries. See what we recommend below to get started! Continue reading A Guide to Small Business Insurance for MA
When and Why You Should Get Renters Insurance
Even when you’re just renting, your apartment is your home. That’s why it’s important to treat your renter’s insurance just like a homeowner should treat theirs: not as a minimum requirement, but as an actual safeguard to possessions, liability, and other risks. There are many situations and factors that make getting renters insurance not only favorable but vital. Learn when and why you should get renters insurance for your needs. Continue reading When and Why You Should Get Renters Insurance
What MA’s Minimum Requirements for Car Insurance Don’t Cover
After spending all that money on your new sedan, hatchback, SUV, or truck, insurance can feel like an afterthought, with many young drivers only meeting the minimum requirements. For some, this can be a rude awakening when coverage doesn’t extend as far as they expected – for others, they want to look past MA’s minimum requirements for car insurance to see what they are missing out on for their vehicle, family, and peace of mind. Let’s look the requirements and how to improve them with additional policies. Continue reading What MA’s Minimum Requirements for Car Insurance Don’t Cover
When Should I Add Umbrella Insurance to My Existing Policies?
We’ve all had those moments where our insurance coverage didn’t hold out. Maybe it was when costs exceeded your policies’ payout limits. Maybe it was something you thought you were covered for by an existing policy, only to find out you weren’t. Beyond getting better insurance policies, it might be time to look at other insurance to shore up your coverage. It might be time to add umbrella insurance to your existing policies for improved liability protections for you and your family – and even beyond. Continue reading When Should I Add Umbrella Insurance to My Existing Policies?
The Importance of Customizing Your Homeowners Insurance
From the building itself to the things you own and those you share it with, your home is unique. So why isn’t your homeowner’s insurance? Whether you’re shopping for your first policy or dissatisfied with your current one, it’s important to know what you might be missing within one-size-fits-all policies or just meeting the bare minimum requirements for your HOA or mortgage. Learn more about what might be lacking from your current coverage and the importance of customizing your homeowner’s insurance – including why to use an independent insurance company. Continue reading The Importance of Customizing Your Homeowners Insurance
