A new year means a lot of different things to a lot of different people. New personal or financial goals, dealing with new purchases from the holidays, or a new business year. Regardless of your situation or plans, one thing everyone should do in the new year is revisit their insurance. Whether it’s homeowners, renters, auto, or business policies, reviewing your current insurance alongside your ambitions for this year is the first step to meeting your resolutions.

Reviewing Your Homeowners and Renters Insurance

There are several places to review your homeowners or renters insurance in the new year. A great place to start is looking at your coverage. Have you done any home improvement projects or renovations in the last year? How about any expensive new property you bought for yourself or were gifted? Your current coverage might not be enough. Consider getting your home’s value reassessed and taking (or updating) a home inventory. If you’re new or moving to Massachusetts this year, learn more about the types of coverage you should get. Hosting more parties this year? Time to think about guest liability.

Reviewing Your Auto Insurance

Does your current car insurance just cover the minimums? Learn more about the gaps in coverage in your current insurance and how certain accidents won’t be covered. If you’ve got a new car (or even an RV), it might be time to shop around for new and better coverage. Never been in an accident? It’s best to be prepared for one. And whether you’re a veteran of New England winters or not, it also pays to make sure your car is prepped for the worst of Nor’easters.

Reviewing Your Business Insurance

It’s a new year for your business. While reviewing last year’s wins and losses,  consider your commercial insurance coverage. Employees, assets, products, and services: as these change, you may need new business insurance. If you’re new to the state, it might be worth reviewing the business insurance required in Massachusetts. And if you’ve got any exciting plans or expansions for this year, ensure you’ve got the expanded liability coverage needed to keep them safe.

For everything from reevaluating your insurance to changing your premiums and deductibles, we can help. The Safeside Insurance Agency has served Worcester County and greater Massachusetts for over 30 years. Family-owned and -operated and active in the community, our goal is to help clients shop for coverage, not savings, for now through the rest of their lives. If you want to see the difference an independent insurance agency can make, contact us now or call us at (508) 753-8862.