It’s that time of the year when the Nor’easters of Massachusetts and surrounding states start grudgingly to give up ground to spring thaws—and that means it’s also time to assess the New England winter damage to your home. Some are dramatic and sudden, such as fallen trees and ice dams, others might not be apparent unless you’re looking for them or after the thaw happens. Below are common winter issues with homes, how to deal with them, and how homeowners insurance helps. Continue reading New England Winter Damage and Your Home
Category: Blog
What to Know About Renters Insurance Before You Sign the Lease
Whether it’s your first lease or not, before you sign on the dotted line with your landlord, it’s important to take stock of a few things. And we’re not talking about just dealing with the moving truck or making sure you’ve got enough boxes, nor just mail forwarding and changing addresses; we’re talking about protecting everything you’re moving and yourself. Regardless of if you have a current policy or you’re in the market for one, learn what you need to know about renters insurance before you sign the lease. Continue reading What to Know About Renters Insurance Before You Sign the Lease
What Is Umbrella Insurance (and Why Should I Bundle It)?
Did you have an insurance policy fail on you? Be it a gap in your coverage, hitting payout limits, or an issue of liability, there’s a policy that more and more Americans are bundling with their existing insurance policies: umbrella insurance. This inexpensive insurance fills the gaps that other insurance leaves behind when it comes to liability. Today we’re going to answer the question: “What is umbrella insurance?” and discuss how you can bundle it with your other policies to enhance your coverage. Continue reading What Is Umbrella Insurance (and Why Should I Bundle It)?
When Does Your Business Need New Insurance?
As your business changes, your business insurance needs to change alongside it. While a cookie-cutter business owner’s policy might work for a static business, as the company grows in both terms of size and services, you can leave open large gaps in both required insurance and liabilities to your business. In this blog, we’re going to go over the three most common scenarios a business might undergo that could require changes to existing policies or the addition of whole new insurance types. Continue reading When Does Your Business Need New Insurance?
What Do You Need to Get New License Plates in MA?
Did you know that Massachusetts was the first US state to issue license plates, way back in 1903? However, the vehicles and the paperwork behind them have only gotten more complicated since then. Getting new license plates, either for an existing car or a new purchase, requires several things. Today, we’re going to go over all the things you’ll need to get a new license plate in MA, from the paperwork you’ll need ahead of time to the auto insurance you’ll need to buy. Continue reading What Do You Need to Get New License Plates in MA?
Holiday Parties and Homeowners Insurance
‘Tis the season to be jolly! And while you’re decking the halls and anticipating that upcoming holiday party, it’s also a good time to review the protections you have for your home and guests with your homeowners insurance. We all want to be good hosts, anticipate needs, and make sure our guests are safe This requires an understanding of what your homeowners insurance policy does (and does not) cover and how you can help keep the holidays accident free. Continue reading Holiday Parties and Homeowners Insurance
What is Liability? Understanding Insurance and Risk
When looking at insurance – almost any type of insurance – you’ll see the word liability. It’s at the core of what insurance is for, the paying of costs incurred by the policyholder that is covered under the policy – that’s what liability is: something a person (or company) owes another. But what does it mean in the context of common insurance? And what does it mean to the larger concept of risk in insurance? Today we’re going to answer these questions, including some helpful examples. Continue reading What is Liability? Understanding Insurance and Risk
A Guide to Small Business Insurance for MA
Whether you’re an entrepreneur working out of a spare room at home, a generational mom-and-pop shop, or a bustling 50+ workforce in rented commercial property, you need small business insurance. For over 30 years, we’ve been helping small businesses in Massachusetts match their unique companies with customized commercial insurance, meeting the required insurances in MA and full coverage for their specific situations and industries. See what we recommend below to get started! Continue reading A Guide to Small Business Insurance for MA
When and Why You Should Get Renters Insurance
Even when you’re just renting, your apartment is your home. That’s why it’s important to treat your renter’s insurance just like a homeowner should treat theirs: not as a minimum requirement, but as an actual safeguard to possessions, liability, and other risks. There are many situations and factors that make getting renters insurance not only favorable but vital. Learn when and why you should get renters insurance for your needs. Continue reading When and Why You Should Get Renters Insurance
What MA’s Minimum Requirements for Car Insurance Don’t Cover
After spending all that money on your new sedan, hatchback, SUV, or truck, insurance can feel like an afterthought, with many young drivers only meeting the minimum requirements. For some, this can be a rude awakening when coverage doesn’t extend as far as they expected – for others, they want to look past MA’s minimum requirements for car insurance to see what they are missing out on for their vehicle, family, and peace of mind. Let’s look the requirements and how to improve them with additional policies. Continue reading What MA’s Minimum Requirements for Car Insurance Don’t Cover
